Hello all hopefully some of you geniuses can give me some advice if possible. Sorry if the following is kinda long winded but i thought best to give nearly as much info as i can. My situation is that i currently live with my mum and dad. My girlfriend is in a private let and has a 3 year old daughter from a prev relationship who i have been bringing up as my own. My partner has finished her temp job (only lasted a month and was on income support prior to that) and was going to go onto income support. My girlfriend is also pregnant by me and will be due in July 2010. I myself am in a full time job and earn just under 16k per year. My partner was going to go back onto her income support but we have been talking about moving in together for a while now. The predicament we have is that i have a bad credit rating so i would not pass the credit check her landlord would do so that rules me out going onto the lease. We dont have enough of a deposit to go for another private let and theres more chance of winning the lottery than getting into a council or housing association house. I ran a check on the entitledto website on the off chance that we did get another deposit to move into a private let and it said that the entitlement would be about ?120 a week between ctc and wtc and also ?28 odd housing benefit. With the average private let costing about ?500 this way that would leave us about ?900 per month to live on (including paying the gas,elec, council tax etc) is that about right? It would seem that theres no encouragement to move in together as we would be really struggling for money. Surely from the governments point of view it would be better to get the gf off Income Support etc? Im going crazy trying to work everything out and i find the benefits system very complex at the best of times. Would appreciate any advice

I'm not sure what advice you need - are you saying that you cannot live off ?900 a month?

Aye!

Aye what? @DX2? @DMG . I could probably have worded it better tbh. What i was asking was does that ?900 figure that i got seem about right or is there something im missing? Also does my name have to be on her lease in order for me to move in with her?

There seems to be a discrepancy in the stories you are presenting here, don't you think?

Nope, no encouragement at all for you to take responsibility for your child and the one you are allege you are bringing up (albeit from a distance). Strikes me that your attitude is that unless the Government are going to pay you handsomely for your family then you will continue to let the tax payer foot the bill while telling the world they are your family. Nice to be able to have a family without the financial burden that comes with it. Tell me, would you also like me and other tax payers to contribute towards your child's education? If so, I'll start saving now. *sigh*.

No there isnt. DX2 has looked at my low post count, read my previous threads and put 2 and 2 together and come up with 5. Im assuming that you are referring to the bit he has highlighted in bold. That post is over a month old. Since then my gf had went back to work as a christmas temp which didnt work out and rather than going back onto IS we had debated moving in together. "Missus" is a common term from where i am and doesnt mean im married. As im bringing up the child i refer to her quite often as my or "our" daughter. @Viktory. May i suggest you check your own attitude before commentng on anyone elses. I am not bringing the child up from a "distance" as you put it. You are also way wide of the mark with your assumptions. I was going to explain myself then though why should i. I came on here to ask for some advice and do not care one iota what you think. In future may i suggest you dont bother to reply with your sarcatic comments unless you can actually offer some help. Not wishing to turn this thread into a flame war so i wont bother replying to it again but seriously a few of you need to get off your high horse. I do find it hard to put what i am trying to say into txt on a forum and its possible a few of you have taken it the wrong way. Thank you to the members who have actually offered me some advice via pm. Appreciated.